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First Time Homebuyer Program


The Monmouth County Office of Community Development office is currently taking applications for the First Time Homebuyer Program – click here. Please contact for more information.

Through the First Time Home Buyer Program, the County partners with local lending institutions and nonprofit organizations to provide grants in the form of interest-free deferred second mortgages for down payment assistance. This program created by the US Department of Housing and Urban Development and was established to assist lower income families in purchasing a home.

  • You MUST BE a resident of Monmouth County for 1 YEAR before applying for a grant.
  • ALL applicants must complete a pre-purchase housing counseling course and provide a certificate of completion with the First Time Homebuyer application.
  • 2022 First Time Homebuyer Packet

For more information, please

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